Qonto is a comprehensive business finance solution designed for freelancers, SMEs, and associations. It offers a range of features including:
- Business Account: Remunerated business accounts with up to 4% AER.
- Payment Cards: Physical and virtual cards for online and in-store transactions.
- Local & International Payments: Instant SEPA and speedy SWIFT transfers.
- Financing: Flexible loans from €500, 100% online.
- Invoicing: Customer & supplier invoicing tools.
- Expense Management: Team expense management with budget control and auto receipt collection.
- Accounting & Bookkeeping: Tools for faster month-end closing.
- Integrations: Integrations with 2,000+ apps.
Qonto aims to streamline financial administration, offering tools for expense tracking, invoice management, and cash flow visibility. It targets businesses seeking to manage their finances efficiently and collaboratively.

